San Luis Obispo Mom Adventure Blogs

Browsing Archive: December, 2013

Get an appraisal done by your bank before scheduling your home and termite inspections

Posted by SanLuisOpisboMom.com on Wednesday, December 18, 2013,

After you have put in your buying offer and the seller has accepted it, it's time to start calling the bank that gave you that pre-approved loan letter to start getting the motions into place.

The bank will not loan you the money if the appraised price of the home you want to buy is not below the amount of the loan or at most, equivalent to it. It can't be overpriced. Otherwise, you'll have to figure out a way to put down more money to offset the difference. You don't want to be overpaying fo...
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Before putting an offer on the house, make sure you look at the Property Disclosure

Posted by SanLuisOpisboMom.com on Tuesday, December 17, 2013,

You've found the home of your dreams and you're ready to put in an offer. If your agent did not show you the house's property disclosure yet, make sure you ask for it before you sign that offer contract and send it over to the seller. This is really important. There is a lot of things that you may learn about the house from this document that you may not be able to know from just viewing the property that one time.

It is the seller's responsibility to provide a property disclosure when they ar...
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VA Loan requires that the Home Meets Certain Water Standards

Posted by SanLuisOpisboMom.com on Monday, December 16, 2013, In : VA loans 

If you're a military veteran or in the military and eligible for VA loans on the purchase of a home, it's a great opportunity to take advantage of VA loans due to its better interest rates and no money down required for up to a certain amount (in the 400k range). However, there are specific guidelines your future home needs to meet in order to get that loan approved by the bank. And trust me, it's in your favor that they do have these standards as they don't want to loan you money on a home t...
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SanLuisObispoMom.com Originally from San Diego, California, the publisher of SanLuisObispoMom.com is an SDSU alumna, a veteran's wife and mom of two kids who are two years apart. After living on the East Coast for 6 years, they now reside in San Luis Obispo County and here the exploration continues.

To find family-friendly activities in the SLO area, go to the 'Family-Friendly Things To Do' page.

Check out our sister site: ThePacificBeach.com.

Pacific Beach is a popular beach town in San Diego, California.

San Diego, California is about a 4 hour, 45 minute - 6 hour drive south of San Luis Obispo County (depending on how bad LA traffic is). Check out kid-friendly attractions in San Diego like LEGOLAND® California in Carlsbad (Read a thorough review of LEGOLAND California from SanLuisObispoMom.com), SeaWorld SanDiego, and the World Famous San Diego Zoo