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Browsing Archive: December, 2013

Get an appraisal done by your bank before scheduling your home and termite inspections

Posted by on Wednesday, December 18, 2013,

After you have put in your buying offer and the seller has accepted it, it's time to start calling the bank that gave you that pre-approved loan letter to start getting the motions into place.

The bank will not loan you the money if the appraised price of the home you want to buy is not below the amount of the loan or at most, equivalent to it. It can't be overpriced. Otherwise, you'll have to figure out a way to put down more money to offset the difference. You don't want to be overpaying fo...
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Before Putting In an Offer, Make Sure You Look at the Property Disclosure

Posted by on Tuesday, December 17, 2013,

You've found the home of your dreams and you're ready to put in an offer. If your agent did not show you the house's property disclosure yet, make sure you ask for it before you sign that offer contract and send it over to the seller. This is really important. There is a lot of things that you may learn about the house from this document that you may not be able to know from just viewing the property that one time.

It is the seller's responsibility to provide a property disclosure when they ar...
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VA Loan requires that the Home Meets Certain Water Standards

Posted by on Monday, December 16, 2013, In : VA loans 

If you're a military veteran or in the military and eligible for VA loans on the purchase of a home, it's a great opportunity to take advantage of VA loans due to its better interest rates and no money down required for up to a certain amount (in the 400k range during the year that I wrote this post). However, there are specific guidelines your future home needs to meet in order to get that loan approved by the bank. And trust me, it's in your favor that they do have these standards as they d...
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About Me

San Luis Obispo Mom Originally from San Diego, California, I'm a San Diego State University alumna, veteran's wife and mom of two kids who were born two years apart. After living on the East Coast for 6 years, we now reside in San Luis Obispo County and here, the exploration continues.
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All photos (except for ads) on including: homepage, 'Family-Friendly Things to do' page, 'SLO Restaurants' page,'Mom Groups & Childcare' page, and 'blog' page were taken by me so they are my original content and belongs to this blog/website.

To find family-friendly activities in the SLO area, go to the 'Family-Friendly Things To Do' page.

Some of the links are just useful local information that I'm sharing for free and some are commission-based products that may help me earn a small commission for each sale to upkeep with the fees of running this local blog.

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